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Needless to say these questions are answered in mild of the DOT rule, not what a trucking company could allow. Firms more than possible have a more stringent commonplace that’s required for passengers on account of insurance necessities. Are you allowed to have passengers? Sure, you just need to leap through your company’s hoops and have a passenger waiver in place.
In case your truck weighs greater than 10,000 pounds or has a load capacity of over 2,000 pounds, you want a industrial policy. In case your truck has a special modification like a ladder rack or a cement mixer, your car won’t be protected underneath a personal auto coverage. Getting commercial truck insurance is very similar to signing up for private automotive insurance coverage or private medical health insurance. If you have already got automobile insurance, you’re most likely already familiar with the process of getting commercial insurance coverage.